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Got a question... Will the pizza delivery guy take Discover Card? Hoping for any response. My other question... I dropped like 2-3 inquiries at the start of them falling (one fell on the first pull, one fell on the second pull, a third didnt fall on the third pull, but it finally fell on the fourth pull. Now 6 pulls later, no additional B* to the three that fell.. |
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Yep, but you might want to make sure and wait for another commenter to confirm my answer as I am not very confident. Better yet, why don't you e-mail the Discover Card guys because they can answer your Discover Card question better...
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Use SEARCH. And there's a recent thread about why it stops all of a sudden...
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Which bureau?.
Each will take from 60-90+ softs before b happens. But there really are no rules. You likely started off with b in that pattern because you just started pulling softs, now it's leveled off (because the ones remaining are newer) and yes, choppage is also happening on EQ to many of us..... |
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Nope, that was the method I was using to predict the B*. I need to pull another report (for free) but TU wont let me do more than one in the same month..
The only problem is "B*" is too short of a word for the search engine to work, so I couldn't have done that. plus theres no harm in throwing in new activity on the forum, if everyone used the search there would be close to zero activity right about now. I wish that were true, but most of my inquiries are old (and the softs as well). My CCT pulling didnt start until 11/2009.. The thing is I think there are rules of B* but with exceptions. Once they start working a certain way we can predict correctly. maybe I've got it wrong somewhere.. |
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The certainty is that that each hard takes at least the number above pulls to B* off. They won't "go away" earlier. Even if you have succession with previous ones.....
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Disclosure.transunion.com.
Don't use it more than once a week... |
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I know what you're saying but I am within those number of pulls. I am close to 60 now if I haven't already reached it. I dont expect EQ to work for at least another month before I give up on it.
Been using that method for a while now (three disputes per report). what happens when you use it more than once a week?.. |
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That's also the problem. So many threads on one same topic, and it can confuse people especially about b*. Read about advanced SEACH usage. It helps and will give you answers about b*...
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Many, many people have been chopped by EQ within the last week or so. I'm one of them.....
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Hey guys.
I just managed to pull a free TU report, and I'm not being chopped. The 3 INQs that fell off CCT with B* are also gone from the main report too so I'm excited about that.. And the softs are falling from the bottom of the stack as well. So how do I go predicting B* now? I'm at 50 or so pulls with TU. My oldest HARD is 5/2008 now, and the softs that were before it (3/2008, 4/2008, 4/2008, 5/2008) are all GONE, and the oldest soft is 11/2008.. Any tips?.. |
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Well i'll be damned.... just pulled EQ. the SOB's are chopping me.
Time to pull out the big guns.. |
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That sucks, CCN. The process of B* seems to be completely arbitrary; some get great results while others get nothing or chopped. This morning my TU is down to one inq from 7, yet I've seen NOTHING elsewhere...
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In a nutshell, B* is "bumpage." When you pull your own reports from creditchecktotal.com or some other credit monitoring service, your own soft pulls will eventually bump off hard inquiries - the kind that hurt your credit. C* is "choppage," when the credit monitoring service removes all your soft pulls, preventing B*. (Very aggravating.) There are those here who can probably explain it a lot better, but now that you know what the letters stand for, you can look up the words in the search function and learn about it in more detail...
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Equifax will take some good effort on my part, I will have to sign up for a lot of services haha.
THANKFULLY though, another inquiry fell off TU! it had me worried there!.. |
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Mine stopped too, noob. Bumped 5 out of the 10 TU INQs off and then stopped? Hopefully mine will resume tomorrow??..
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"B" HAS NO SET IN STONE RULES (EQ and TU).
You may be getting. SOFT THEFT. (as in "C"). This post has been edited by. GEORGE. : 02 January 2010 - 07:22 PM.. |
