My first question is What is the difference (if any) with a Discover Card (or visa) giftcard and prepaid card? Thanks in advance for any answer or 2. Another question... I called them and asked about the membership:.

If a person has to live in Oklahoma - No they can live in other states..

Can a person just become a member of one of the organizations they list without having to work for that org. - Yes, you can join one of the org's and after you have a membership with Tinker you do not need to keep up the org membership/pay dues every year..

They have a very long list of membership companies and organizations. It is not defined which is a member company and which is a member organization. The rep gave one example of one of the org's that a person can join and then get in with TFCU. That org is the Computer Club of OKC..

CCOKC membership fees:.

Regular-Single $30.

Regular-Couple $45.

Student (Fulltime) $20.

Senior (55+) $25.

Senior Couple $30.

Senior Combo (CCOKC + SeniorNet) $60/$70 single/couple.

Lifetime $200.

There is a very long list of companies/organizations on the TFCU site and there may be another org that is cheaper to join..

Https://www.tinkerfcu.org/index.shtml.

Joining TFCU.

Who Can Join?.

If you can answer yes to any of the following questions, you're eligible to become a member of Tinker Federal Credit Union!.

Are you military or civilian personnel of the United States Government who is assigned to or works at Tinker Air Force Base or Vance Air Force Base, or an Army National Guard facility that is listed in our select employee group listing?.

Are you a contractor or an employee of a contractor who regularly works at one of the above government installations under contract with the U.S. Government?.

Are you military or civilian personnel of the U.S. Government who works at, is assigned to, or attached to one of the Armed Forces Reserve Centers in Oklahoma?.

Are you a member of the U.S. Armed Forces who is active, retired, a dependent or a dependent survivor who is eligible by law or regulations to receive and is receiving benefits or services from one of the above installations?.

Are you a member of one of the veterans organizations in Oklahoma?.

Are you an employee or member of one of our select employee groups?.

Are you an elected official or employee of the cities of Ada, Arcadia, Del City, Edmond, Enid, Luther, Moore, Norman, Nash, Yukon, or Garfield County or Cleveland County?.

Is any member of your immediate family (parents, children, spouse, or siblings) a member of TFCU; or do they qualify to join TFCU?.

Is a permanent member of your household a member of TFCU, or do they qualify to join?.

Are you a member of any of the organizations listed in our Charter? *.

Are you an employee or student at one of the institutions listed in our Charter?*.

Were you a spouse of a member who is deceased?.

Are you retired and receive a pension or are you an annuitant of one of our select employee groups?.

Do you live, work, worship, or attend school in any of the following Oklahoma counties: Payne, Pontotoc, Seminole?.

Do you live, work, worship or attend school in Oklahoma City's Empowerment Zone?.

* If you are not sure if you are a member of one of the Charter Organizations, please call the Member Service Center at (405) 319-2255 or 1-800-456-4828, ext. 2255..

I used to belong to them years (and years) ago but I let my membership lapse because the branch off base was extremely difficult to get into (poor planning with their driveway and the roadway) But they.

Used.

To be very good with loan approvals - way back then..

Since they recently opened a new branch closer to me I'm thinking of going back to them..

Any feedback about this CU and their products?.

This post has been edited by.

Chi.

: 12 January 2009 - 06:41 PM..