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Got a quick question: What is the difference between APR and posted rates? It is related to housing Lending Tree mortgages Hoping for any comment. Another quick question... Im cleaning up my reports to get a Lending Tree mortgage Lending Tree loan in one year. I disputed with Belk's (a dept store) they were showing a paid charge off. I wrote them and disputed that it was my account. I received back from them a letter stating that the late history was verified to be correct (no proof) and they sent a copy of an application filled out by me from July of 96. |
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That's a good question. I'm not sure what is the answer to your question. I'll do some poking around and get back to you if I discover an useful answer. You should email the people at Lending Tree as they probably could assist you..
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Thanks so much for your advice LKH!! I also checked our your credit board! Looks like some great info there too!!.
Stace.. |
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Opening and then closing a fairly new acct. will/might hurt your scores..
===================================================. How does doing this translate in to a dead beat that don't pay their bills... |
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It doesn't mean you won't pay your bills. It just means you don't have much history of paying on time. Also, when a creditor sees you open and then close accounts within a short time, it means you won't be a profitable customer...
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This is my history with First Premier..
I requested a card/opened an account. Before I even got the card, I changed my mind and closed the account and forfeited my app fee ($39 if I remember right). When the card arrived I cut it up and reverified that the account was closed. Yes it was so I forgot about it until I pulled a report in 02.. Here's how it showed/still shows on my report: $250 limit, $0 balance, current/closed by consumer with at least a year's history of current payments. For some reason it shows opened in 98 and closed in 00.. WOOHOO!! I have no clue why but I am not messing with it. I'll take the free bump any day.. Not that I can say it wasn't a fluke and try it. I can't. But perhaps closing the account might not be as bad as you think. I wasn't thinking Lending Tree credit score at the time. I was thinking "Good God!!! What have I done??? I'll max that card in no time!!! How will I pay for it???? AHHH!!!". Not that my blathering post has helped much.... :+). Good luck to you!.. |
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1*It doesn't mean you won't pay your bills..
2*It just means you don't have much history of paying on time.. 3*Also, when a creditor sees you open and then close accounts within a short time, it means you won't be a profitable customer.. _________________. 4*-*The Answer is 42!!. Hedwig. ======================. 3* Exactly why scoring has nothing to do with credit worthiness.. 4*How do you know it is?. The END ************************* LB 59.. |
