Vanilla Prepaid Discover Card Question? Easy 10 points.?

Quick question: Vanilla Prepaid Discover Card Question? Easy 10 points.? Many thanks for any answer or 2. Another question on my mind: You're Approved!.

Select which offer would you like to accept..

Discover Card $20,000.00.

VISA Platinum Cash Rewards $20,000.00.

VISA Gold $20,000.00.

Bill Consolidation Loan $25,000.00.

New Boat Loan $39,900.00.

New Motorcycle Loan $30,000.00.

New Motor Home Loan $39,900.00.

New Travel Trailer Loan $39,900.00.

New Auto Loan $50,000.00.

Personal Loan $25,000.00.

Thrifty Credit Service $25,000.00.

Personal Line Of Credit $25,000.00.

Used Boat Loan $39,900.00.

Used Motorcycle Loan $30,000.00.

Used Motor Home Loan $39,900.00..

Discover Card Users

asked Mar 05 at 02:09

Milo
6●8

8 Answers:

oldest newest most voted

0	That's a good question. I'm not sure what is the right answer. I'll do some Googling and get back to you if I got an decent answer. You should email the people at Discover Card as they probably could help you.. answered Mar 05 at 03:20 Nia 169●2

What I don't understand....

When I click on the "credit card" offers, it gives me these choices:.

American Express.

$10,600.00 13.240%.

Thrifty Credit Service.

$10,600.00 14.650%.

VISA Platinum Cash Rewards.

$10,600.00 13.990%.

VISA Gold.

$10,600.00 12.490%.

When I click on "view all of your offers", the card limits are all 20k and higher..

Anyone have any idea what that's about?.

Also...if I accept an offer, there is no credit pull...right?..

answered Mar 05 at 04:19

Jamie
383●1

0	Congrats.. Maybe the 20,000 is max of what they are approving.. Do you already have a card with 9,400 Cl?.. answered Mar 05 at 05:37 Holden 57●7

0	Congrats,. This post has been edited by. Sergio SPL. : 31 December 2009 - 11:56 PM.. answered Mar 05 at 06:33 Paul 276●2

Congrats, Ademas!.

I'm not sure about the limit change, but I would assume $10,600 is the true offer. People who've accepted them in the past on here say they don't pull a hard inq for accepting one, but I wouldn't bank on it. I've never selected one of my pre-approved offers, so can't say first hand. Regardless, Happy New Year!..

answered Mar 05 at 07:06

Caitlyn
328●1

Well, I clicked on the Visa Platinum Cash Rewards offer at 20k, and it said, "Congratulations! You've been approved for $20,000 at 13.49%", or something like that, and that my card would be in the mail within 24 hours..

Considering it's New Year's Eve, I don't expect that to happen. In fact, I'm not celebrating this one until the card is in my greedy little hands...

answered Mar 05 at 07:19

Rose
466●2

0	Comngrats! Those are awesome offers! Does it allow you to apply for more than one. Like a Discover credit card and LOC?.. answered Mar 05 at 08:12 Nyla 495●1

0	You know, I didn't try...I just wanted the rewards card...but once I accepted the card, the "approved offers" link went away... answered Mar 05 at 09:33 Ella 211●9

0	Congratulations on your success. Penfed has strict criteria before they preapprove you and that includes high FICO as well as low UTIL, do you are doing several things right :-). This post has been edited by. LBCS. : 01 January 2010 - 05:17 PM.. answered Mar 05 at 10:29 Skylar 453●5

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