First question I got is Unde gasesc card debit visa sau Discover Card securom pentru plata jocuri online? Hoping for any response. Another question... We've been trying to get our Discover card debt under control and we have some money to help knock down a sizeable chunk of the debt..

Here's my situation, I have 6 credit cards. two of the cards have large balances (6k each) at a pretty low APR..

The other 4 I paid down so that they are all at about 25% of the limit (i heard this is good for your credit score)..

So when I spoke with a mortgage lender, he saw a lot of credit cards, 4 of which with totals like $800 or $900 bucks..

He told me he thought I should pay them all down to zero and close them, and then when they send the loan request to the underwriter, it would look a lot more responsible..

I told him I thought that might hurt my credit score, but he didn't think it would do much, and thought it would increase my chances for approval..

Any advice? I can pay the 4 lower balance ones down to zero and/or close them (I've had them for maybe 5 or 6 years each) But will that significantly hurt my credit score? What about paying (with Discover card) them off but leaving them open for the credit history/ available credit..

Trying to balance a good score method, with presenting an image of a responsible borrower to the bank...