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First question I have is My Unused $25 Vanilla Discover Card Says It Has An Available Balance Of $0.23. HELP? Many thanks for any response. Another question... PrivacyGuard billing notsomuch for multiple membership got me thinking.... |
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Hmm... I need to find out myself. I don't know what is the answer. I'll do some research and get back to you if I discover an anything. You should email the people at Discover Card as they probably could assist you..
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Maybe, GEORGE, but we won't know for sure until someone actually tries..
I have both MPM and NCIDP.. After I log in, I am directed to the same TransUnion web page to enter my username.. I have a drop down with 2 names, my MPM username and my NCIDP username.. I would try, but my services predate Key Bank and PNC, and I don't want to mess them up... |
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You are crazy!.
I had been signing up and cancelling for some time, that is how I was pulling my score. The whole multiple thing was a snafu, I really didn't know I had multiple accounts.. This was 3/07 through 9/07. I have my records still. I would specifiy a username like "funscore1" and then cancel, keep the cancel conf code, do it again two weeks later. The next username would be "funscore2" and so on.. The problem started when the system didn't let me enroll and I tried over and over. 4 times until I gained access.. The got me when they charged 12.99x12 months x # of open accounts (4). OUCH! Their billing terms stated "billed each month" but that isn't what they did, they billed annual, so I yelled about that while I had them on the phone... I got all my money back but I haven't tried again since.. Billing Terms:. Simple & Secure Enrollment with Continuous Benefits, Easy Billing, and a Money-Back Guarantee. By clicking "Submit" below, try the service with the first 2 months for $1. The $12.99 monthly membership fee, or then-current monthly fee, will be billed automatically each month to the credit or debit card you provide unless you call toll free during your 2 month trial to cancel. You can call at any time to cancel your benefits and you will not be billed for any additional months.. This post has been edited by. Notsomuch. : 02 January 2010 - 10:09 PM.. |
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I don't think it's possible with MPM via Key Bank. I tried to enroll with a new account in November, and it instantly redirected me to my old account info I'd canceled just over a year before. They told me you must "re-activate" your old account....no new account for former members. I couldn't even sign up for NCIDP last year after I enrolled in Key Bank. It's all the same company, you know. Bummer, but true..
Edit to add: The workaround for having both MPM and NCIDP daily pullers last year was to enroll you and your spouse for NCIDP as one account, and then enroll as a single user account on MPM. Not possible for me.. This post has been edited by. TangMeister. : 02 January 2010 - 10:43 PM.. |
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Was this at the keybank/MPM site or after you go the material in the mail and tried to log on the MPM site? I was just able to sign up again...
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By again, do you mean you had MPM before?.
Did you use a new username?. Want to try signing up for multiple membership IDs?.. |
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Thats what I'm trying to do.
I just went back to this site to sign up:. Https://www.programenrollment.com/landingpages/KeyBank/767045/001/Order1.asp?ID=767045&sqkl=leaving. Waiting for the package. Yes, I had them before and cancelled. When I went back to MPM and used my old member ID, it said:. This post has been edited by. Centrip. : 02 January 2010 - 11:17 PM.. |
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This was through Keybank MPM. I tried to sign up with a new account on their site this past Nov, and after entering my general info, I was redirected to an on-screen message to call and reactivate my old account. It was a HUGE pain to reactivate, too...took 10 days before they got it right so I could pull my reports again. It's a different group that handles credit pulls, and my reactivated account never transferred over to them. The first groupl later told me it had to be manually transferred. Only took them 10 days and about a dozen calls from me to supervisors to figure this out..
I assume they track us by SS#. Interesting that you were able to sign up again. And it didn't just reactivate your old account? I *DID* get the $1 for the first 30 days deal again this year...which was nice but odd. They seem somewhat disorganized at times... |
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It didn't say. Just said I would get package in the mail. I guess when I get it I will see of it's the same member number as before. I did use a different Discover credit card and email addy when I signed up this time...
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Wooo, if all it takes is a different Discover credit card and e-mail.....
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That would be very cool if it works!.
Keep track of that $1 charge and see if it posts in the next few days. If you haven't received your welcome package in a couple weeks, call them. They are a bit disorganized at times, as I said. Nice, but disorganized... |
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Actually, I waited a few days, then called. They got me activated over the phone after ID verification. Package came the next day, I think...
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Now that I think of it, when I called MPM this week, the system asked for my member ID, Discover card number, or phone number..
So the billing Discover card number *IS* being used as an identifier... |
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"IF" the.
Discover card NUMBER. Is the. "TRACK". (not SS#) then I guess if you had 37 credit cards you may be able to get 37 accounts.. |
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That would be overkill..
BUT, if all the accounts generated unique pulls, I'd gladly pay $90.65 to get bumpage in 2 weeks.. I.e. 7 * 14 days = 98 soft inquiries to nuke the hards at 7 * $12.95 = $90.65.. |
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Instead of spending.
$90.65. .... Maybe you should cut back on the applications.. |
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And that brings up an interesting point, considering the CCT/USAA-CCMP issue: Will multiple accounts, if possible, generate unique pulls on EQ? Forgot all about that...
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The point of having money is not just to have money....
It's to have fun spending it... |
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I thought the point of having money was to use it to make more money...so you can raise your app-stated income and get higher credit limits and limit increases...
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Signed up twice using virtual cards, waiting to see if it works...
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I cancelled MPM yesterday and this morning signed up for PG with full intentions of cancelling it too. It placed the same exact soft as MPM when they did their changes day before yesterday, it's the same exact screen too. Same terms and conditions, one pull per month, I'll be cancelling tomorrow when Customer Service is open...
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[/quote].
I cancelled MPM yesterday and this morning signed up for PG with full intentions of cancelling it too. It placed the same exact soft as MPM when they did their changes day before yesterday, it's the same exact screen too. Same terms and conditions, one pull per month, I'll be cancelling tomorrow when Customer Service is open.. [/quote]. Correction, canceled MCK yesterday, in an effort to see if the same workaround worked with PG, I disovered they used the same exact interface as the new MCK... |
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Everytime I would cancel PG, they would ask the reason, I would state how disappointing to have been given a fake/calculated credit score. If they could give me a real score then I would love to stay..
Be sure to keep your cancel conf code... |
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How about if I sign up for MPM single plan, and sign up my spouse to the double/spouse plan so I get 2 daily pulls with MPM?..
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Go for it!.
Now, remember that the soft inquiries have to be verified as being unique via a backdoor, to make this worthwhile.. I like how creative CBers can be... |
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It's sounds possible as mpm has different banks it works with..
Same as cct and usaa's service. Same company, two pulls. I have verifed that... |
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I can verify one thing about MPM: TU C*'d virtually every MPM soft inq on my TU back door report. I pulled my TU report on 12/31, and there were 65 soft inqs that appear to be from CCT/USAA-CCMP/MCK and 1 MPM pull showing..
I was only showing about 76 soft inqs in total on the report....which must about the limit for them. I need to post some screen shots of this later.. Edit to correct the count. Looks like I had credit for all 3 EX based daily pullers on my TU report, since I generated 65 inqs from those services that were showing.. This post has been edited by. TangMeister. : 03 January 2010 - 04:38 PM.. |
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I signed up for MPM single plan, and signed up my spouse to the double/spouse plan. Will need to call tomorrow to get my membership number, and probably wait another day to get spouse's membership number..
So I guess CCT, CS and USAA-CCMP can B* TU with no C*. Hopefully CCT, CS, and MPM (x2?) will be enough to overcome EQ C*... |
