First off, Lending Tree mortgages for credit score under 500? Looking forward for any comment. Another question on my mind: Note: We'll just leave this at the top for a couple of days, until everyone has a chance to read it :).

Dear Members, Old-timers, New-timers, and soon-to-be-timers:.

I have participated in this company’s management for over 5 years now, and I would like firstly to express my heartfelt appreciation to all of you for making this the number one consumer credit forum on the net, Hands Down! You all are the ones that have built and continue to build this community. You make it unique and wonderful and everything else that it is and will become, and without you it simply wouldn’t be..

It’s a real pearl that we enjoy together here. Each contributing, enjoying, and in a sense owning a small piece of this community, which is truly something unique in all of the Internet. To look back and realize that when we started this experiment, the entire WWW space consisted of a few hundred web sites, and to see the amazing growth and remember all that has come and gone in the ensuing years, it truly is an accomplishment we can all be proud of, and one that could not easily be recreated considering our great history together over the years..

I would also like to take just a moment to thank pbm for his extraordinary contribution and the legacy that he leaves behind. Although he took up the assignment somewhat reluctantly in the beginning, he certainly warmed up to it, and ultimately became downright passionate about it, which has really shown in the quality of his work and in the warm feelings that he has engendered during his tenure here. He is a man of rare talents, and will be missed by many. In fact, he was the first truly consistent and long-term board moderator we’ve had, and he sets a great standard for those to follow, which I feel we can all truly appreciate. May he have great happiness and success!.

Well, life certainly marches on, and it will be interesting to see what we do together during the next phases of our growth! I probably don’t have to tell you that we did not have another ProverbialBoardMonitor just waiting in the wings, and as we were given virtually no notice or lead time, we’ve had to scramble a bit to take things in hand and begin working on a transition, not only in the moderation department, but also in the other areas of the site and the associated vendor relations & business development. I apologize for any disruption that you have experienced, and I’m sure you can understand the challenging nature of our current situation..

As you know, creditnet simply does not generate any revenue from the board itself; we have provided it all of these years as a free community service solely at our expense. It is therefore important that we do generate revenue and ultimately profitability from the rest of the site in order that we can afford to cover the costs of maintaining and operating the board. Accordingly, we have hired a new manager for the creditnet.com domain, and one of his responsibilities will be to manage the board and/or to oversee those who do..

Although our first order of business is, of course, to put in order the biz development, vendor relations, and accounts receivable aspects, we’ve already begun discussions regarding possible improvements to the board, in addition to the important moderation needs that many of you have recently mentioned. We are, for instance, looking into ways to vastly improve the search speed as a priority item, and to upgrade to the latest and greatest bulletin software engine..

I also would like to assure you that until we have a more permanent solution in place for the ongoing board moderation, we will at least be looking in on the board and making an effort to keep off topic posts in their proper forum, etc., and to close or remove those posts which seem to be particularly disruptive..

By the same token, I would like to invite each of you to be particularly conscience of your actions and the effects they might cause, and to be self-regulating as much as possible. Lets all work together to keep the costs down and the quality of the environment up, for the enjoyment of all..

Once again, we certainly appreciate each of your participation, since it truly is all of you that have made and will make this board great; yesterday, today, and tomorrow!.

-odessa..