I would like to know the answer too. Anyone here know what is the right answer. I'll do some research in Google and get back to you if I bump into an good answer. You should email the people at Lending Tree as they probably could give you an answer..

So what happened? Did they roll over for you?.

A CRA is not required to complete an investigation within 30 daysanother "wishful thinker consumer myth" look at the ftc commentary on the fcra and look at the fcra itself. duh..

First of all, when I do get results, those that need to know will be told via email just so you don't know what happened. Secondly, please explain this statement and how it compares to your comments. The investigation needs to be completed within 30 days from the day they received it and they then have 5 days from the 30th day in which to notify the person of the results..

) Reinvestigations of disputed information..

(1) Reinvestigation required..

(A) In general. If the completeness or accuracy of any item of information contained in a consumer's file at a consumer reporting agency is disputed by the consumer and the consumer notifies the agency directly of such dispute, the agency shall reinvestigate free of charge and record the current status of the disputed information, or delete the item from the file in accordance with paragraph (5), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer...

See the ftc commentary on the fcra, it's also in the statute ("in general")..

Maybe you will see the light...gotta realize that a lot of posters here read the laws in the manner that favors them most. I have posted the whole cite from the ftc commentary thread before, won't do it again..good luck..

Kid, please don't be general now. You made a strong statement, please back it up..

Post the text or post a link for everyone to look at and come to their own conclusions...

LKH,.

Why are you even arguing with the "Kid Clown"?.

You know what your doing, he hasen't a clue...lol.

I've seen that AHOLE all over this board, and all junior is doing is making a fool out of himself. Umm looks like troll time again..

-Sal..

Sure, here ya go:.

(taken from "CHOD has Begun" thread) Of course, nobody would dare give this post any credence because it comes from "The Kid" and it is not in keeping with the "wishful thinker" line...forget that it is an official FTC Commentary cited to by courts. LOL:.

The statutory 30 day requirement is not a strict requirement, it is "in general". Look at the first two words of 15 USC 1681i, they are "In general..." Furthermore, the FTC interpretation of 15 USC 1681i states that "...a 'reasonable time' for a particular reinvestigation may be shorter or longer depending on the circumstances of the dispute." 16 CFR Pt. 600, App. So, IMO, we can't hang our hats on the 30 day period...

Right, responding to your unsupported OPINIONS with sound case law and legislative history...LOL....

.......Like I said dude, you haven't a clue....get over it...

-Sal..

Whatever dude..unless you can respond with your own arguments, then you are HOT AIR and nothing more...LOL ;)..

What argument - I'm stating a fact, your a clown..............SEE I WIN again..

-Sal..

Sal-.

Here is my argument, now what's your response?.

The statutory 30 day requirement is not a strict requirement, it is "in general". Look at the first two words of 15 USC 1681i, they are "In general..." Furthermore, the FTC interpretation of 15 USC 1681i states that "...a 'reasonable time' for a particular reinvestigation may be shorter or longer depending on the circumstances of the dispute." 16 CFR Pt. 600, App. So, IMO, we can't hang our hats on the 30 day period...

Dude It's you attitude, and it needs to change pronto. All you have done is alientated yourself from some of the most knowledgeable people in credit reconstruction (not to mention very good people).

There is allot to case law and "interpretation" of the law that you arent grasping, and because of previous posts between you and others, I wont discuss a single credit related issue with you..

I really hope you change your tone here, otherwise EVERYONE here with ignore you and you will soon be arguing with yourself..

I'm done with this..

Sal..

I have actually CORRECTED some of the people that you blindly followed for the past two years...sucks don't it?.

Figures that you would mention "case law," then fail to cite a SINGLE case...duh..

Figures that you would have NOTHING to say about credit....

I bet not ONE of you finds a published case DECISION (not a settlement) where there was liability for not completing an investigation within 30 days...

I wasn't even talking about 30 days here. What is wrong with you?..