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Got a question... Lending Tree mortgage and cash loan MESS! Please help...? Hoping for any answer or 2. 2nd question I got is.. Hi CN Family,. |
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I'm stumped. I'm not so sure what is the answer. I'll do some poking around and get back to you if I discover an useful answer. You should email the people at Lending Tree as they probably could give you help..
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Why did you not wait till "ROUND" one was DONE???.
I would NOT do it that way.... You can do EXPERIAN 12/02. EQUIFAX 12/09. TRANS UNION 12/16. ...BUT not 3 the same month to the same CRA.... I'M NOT A DISPUTE EXPERT...BUT IT JUST DOES NOT SOUND RIGHT..... |
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Hey George,.
I only did it this way for CHOD. I know EX & EQ can have multiple disputes, as long as they are not the same items disputed. TU has to run it's course of 30 days before you can dispute something else. So, although I have 3 rounds of disputes to EX & EQ, they are not the same items. So far, nothing has come back frivilous, but I am keeping my fingers crossed.. Since my green cards are a different date than EX date they entered my disputes, can I go by the CRRR dates and demand deletion?. Stan:. Thanks for the "bump". After reading your previous battles and sarcastic posts on CN, your advice is really nothing more to me than to bump my thread. So, please do me a favor and stay in a KID's Place and only speak when spoken to .... "George, we are [] Stan" ..... |
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It's negligence at best....sorry I can't change facts of your case. LOL :) You sound lawsuit happy!! :))))..
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Ignore [], negligence has nothing to do with FCRA violations..
It's 30 days from the date received, the section follows.. Sassy. 611. Procedure in case of disputed accuracy [15 U.S.C. 1681i]. (a) Reinvestigations of disputed information.. (1) Reinvestigation required.. (A) In general. If the completeness or accuracy of any item of information contained in a consumer's file at a consumer reporting agency is disputed by the consumer and the consumer notifies the agency directly of such dispute, the agency shall reinvestigate free of charge and record the current status of the disputed information, or delete the item from the file in accordance with paragraph (5),. Before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer.. (B) Extension of period to reinvestigate. Except as provided in subparagraph (C), the 30-day period described in subparagraph (A) may be extended for not more than 15 additional days if the consumer reporting agency receives information from the consumer during that 30-day period that is relevant to the reinvestigation.. (C) Limitations on extension of period to reinvestigate. Subparagraph (B) shall not apply to any reinvestigation in which, during the 30-day period described in subparagraph (A), the information that is the subject of the reinvestigation is found to be inaccurate or incomplete or the consumer reporting agency determines that the information cannot be verified... |
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That's right! Everything is WILLFUL on creditnet. LOL, there is no such thing as negligence! LMAO ;).
And this Section of the FCRA does NOT exist!!!. THE FAIR CREDIT REPORTING ACT. 617. Civil liability for negligent noncompliance [15 U.S.C. 1681o]. (a) In general. Any person who is negligent in failing to comply with any requirement imposed under this title with respect to any consumer is liable to that consumer in an amount equal to the sum of. (1) any actual damages sustained by the consumer as a result of the failure;. (2) in the case of any successful action to enforce any liability under this section, the costs of the action together with reasonable attorney's fees as determined by the court.. (b) Attorney's fees. On a finding by the court that an unsuccessful pleading, motion, or other paper filed in connection with an action under this section was filed in bad faith or for purposes of harassment, the court shall award to the prevailing party attorney's fees reasonable in relation to the work expended in responding to the pleading, motion, or other paper... |
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Actually it's non-compliance, willful non-compliance or negligent non-compliance specifically, see how you picked out the word negligent from nowhere and try to make it fit your definition?.
[]. Sassy.. |
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Negligent noncompliance = negligently failed to comply = negligence.
Just wanna alert posters that not EVERY single violation is willful. You would never know it by reading some of these posts...LOL.. |
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Negligence, Non-compliance, ignorance,.
Doesn't matter, the end result is the same.. The CRA did not do as they are required to by law.. "I forgot" is not a defense.. Radi8.. |
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"I negligently misplaced your file, I'm sorry.".
Not everything is willful, but you can sure fight for it!! LOL.. |
