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First question I got is Is it possible to deposit money from a Discover Card to a bank account? Many thanks for any comment. My other question... Ok in a nutshell here whats going on....

My experian CR is showing an old CA (asset acceptance) is showing as a current collection 10/2009. this account was PAID by me in oct of 2007 after my attorney reached a settlement with them..

It was not reporting correctly and I disputed through ex. Asset responded by changing all the dates and bringing it to 2009. the incorrect information is still on there. Dont know what to do next. I'm planning on getting a mortgage (trying) and this has dropped my EX faco to 641..

Its also showing on my EQ as "90+ days late sept 2009".

How can they come after me again? I have all the paperwork. I know they violated numerous NYS laws when they froze my accounts back in 2007, but I was in no position to try and fight. I'm a single dad and they froze 100% of my bank account including direct deposit payroll...I needed to feed my kids so I had no choice. I needed my account released..

Any ideas or opinions? Should I just leave it alone? They have not tried to contact me. These people are unreal....I'm trying to control my words....

This post has been edited by.

Outofthewoods.

: 22 December 2009 - 12:28 AM..

asked Mar 05 at 05:34

Tessa
's gravatar image

Tessa
88


Yes sir! although you might wanna make sure and wait for another person here to confirm this as I am on the fence. Better yet, why don't you e-mail the Discover Card guys because they can answer your Discover Card question better...

answered Mar 05 at 06:37

Alexandra
's gravatar image

Alexandra
1348

Thanks...I'll start searching tomorrow...time for bed now. (If I can sleep). These people are a nightmare and should rot in h***..

This post has been edited by.

Outofthewoods.

: 22 December 2009 - 01:10 AM..

answered Mar 05 at 07:58

Kyra
's gravatar image

Kyra
4026

I found one a few towns away from me. Would you try sending a dispute in to the ADA first? It seems as if asset is trying to commit business suicide by coming after me again. Their attorney signed off on the settlement. I received the hard copy of my CR from EX today and the "collection as on sept 2009" is on there...

answered Mar 05 at 08:43

Cora
's gravatar image

Cora
4091

Asshat is bad enough, I would not give them any further chances, go right to your newfound atty..

And get rid of that direct deposit for the time being...

answered Mar 05 at 09:47

Jasmin
's gravatar image

Jasmin
3427

So they are reporting the collection as 'unpaid' and also reporting as past due..

Seems like;.

1) Their intention is to push you again to squeeze more money out of you and to give it up if you put on a good fight. Or,.

2) Theres a stupid miscommunication between them which could cost them..

Either way, as mentioned, this should be easy and also that you should not give them a heads up. You should sue them right away...

answered Mar 05 at 10:18

Ava
's gravatar image

Ava
1503

Betcha they try and collect the "unsettled" part of the balance if you reached a settlement with them. See it happen all the time, esp if you atty you hired to do that in 07 didnt put a "may not sell the rest of the balance" clause in there..

Get yourself an atty and let them handle it, sue for violations...you'll win. I hate AA, I had to get the BBB FTC and AG involved, also filed a lengthy case with the ACA against them.....

answered Mar 05 at 11:54

Jimmy's gravatar image

Jimmy
3747

Merry Christmas everyone!.

They are reporting it as "paid, closed." Then on bottom of the TL they report "collection as of sept 2009".

I'm going to call the atty next week..

I was thinking the same thing..that they are trying to go after the "unsettled" amount. The atty I used back then was a friend who I reached out to in an emergency situation. This type of work was not his norm scope of practice, so that clause was not there. Yes this happened before I discovered this forum so I didnt know any better myself..

The attorney is the next step..hopefully on contigency...and I will keep everyone posted through this thread. Please keep the advice coming..I'm making notes. Thank you all...

answered Mar 05 at 12:09

Marisol
's gravatar image

Marisol
2506

Report them to the Michigan Attorney General, if you are looking for a quick solution to this. michigan.gov/ag..

answered Mar 05 at 13:09

Zander's gravatar image

Zander
4825

Thanks for the link..it's great that you can file a complaint online. I'm goint to talk to the atty first and no matter what, goint to file the complaint. In NY if the ag gets alot of complaints against a company they will go after them. Maybe MI ag does that as well...

answered Mar 05 at 14:26

Emanuel's gravatar image

Emanuel
2322

Mike Cox, the MI AG, has had Asshat in his crosshairs for some time now...

answered Mar 05 at 14:43

Giovanni's gravatar image

Giovanni
3547

Wow, dunno how I missed these facts but I definitely needed them! Thanks so much! Gonna send them a letter next week!..

answered Mar 05 at 15:55

Conner's gravatar image

Conner
3003

That's great to hear...always good to supply the hunter with extra ammo..

answered Mar 05 at 16:38

Eliana
's gravatar image

Eliana
177

Just wanted to update those following the thread..

I did call the attorney and we had a great chat over the phone. He said just what everyone here said "they cant do that". He told me what I needed to do (which I have now done) and believes it will get removedI'll post again when something happens and with more details...

answered Mar 05 at 17:34

Weston's gravatar image

Weston
4338

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