I just recieved an offer for Platinum Discover Card?

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First off, I just recieved an offer for Platinum Discover Card? Looking forward for any answer. Another quick question... I found an old collection on one of my credit bureaus for a utility bill for a rental place I owned in 2007..

I sent a PFD, (skipping validation as I figured it would be worth paying (with Discover card) for it to go away). They refused.

And responded that would sending a letter with an itemized statement form their client which will serve to validate the debt..

The statement may tell me if I actually owe the debt, I had tenants and the property was sold that year. Although I ignored the validate.

First, any advice on how to proceed would be appreciated..

Thanks,..

asked Mar 05 at 11:58

Jaiden's gravatar image

Jaiden
5●8
13 Answers:
oldestnewestmost voted
0
Hmm... I need to find out myself. I don't know what is the right answer to your question. I'll do some research in Google and get back to you if I find an answer. You should email the people at Discover Card as they probably could give you help..

answered Mar 05 at 12:26

Aniyah 's gravatar image

Aniyah
476●1
0
Is there a special SOL for utilities. I've searched quite a bit and what I can find for Oregon, is 6 years across the board..

Http://www.acollectionagency.com/statuteof...ions/oregon.php.

Thanks!..

answered Mar 05 at 13:21

Adalyn 's gravatar image

Adalyn
335●2
0
Look at the UCC.

Uniform Commercial Code .....

answered Mar 05 at 14:22

Jasper's gravatar image

Jasper
203●8
0
Don't believe anything you read on a collection agency's website...

answered Mar 05 at 15:03

Brenda 's gravatar image

Brenda
418●6
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I finally found this in reference to cell phone bills and "wire communications:".

US Code Title 47.

But still have found nothing special about other utilities such as electric bills. Any other thoughts? I just want to verify what.

Lynn37 in suggesting..

Thanks...

answered Mar 05 at 15:30

Rowan's gravatar image

Rowan
404●1
0
Duplicate.

This post has been edited by.

Styln.

: 16 October 2009 - 07:57 AM..

answered Mar 05 at 15:57

Jazlyn 's gravatar image

Jazlyn
175●5
0
Anybody know the SOL for utilities in NY. I don't owe any money, but they can still report for the 7 years right?..

answered Mar 05 at 16:32

Alyson 's gravatar image

Alyson
114●3
0
I'd like to know this too... I have a collection for a utility bill that's just under two years old. I'm in FL now and the bill is from NY...

answered Mar 05 at 17:23

Ariel 's gravatar image

Ariel
349●5
0
I don't see why they would make federal law the change an SOL for any kind of debt..

From the first post it seems like they didn't read his letter and reacted like it was a DV?..

answered Mar 05 at 18:21

Reid's gravatar image

Reid
78●7
0
For UCC codes for the state of NY try here:.

Http://www.law.corne...form/nyucc.html..

answered Mar 05 at 18:41

Isabela 's gravatar image

Isabela
173●6
0
I just learned something new today.. I have a sprint collection on my credit report and I know for sure that it is more than 2 years old but when I checked my report last week it said that it was placed in collection 6/2009 and updated 11/2009. How should I still try to use the SOL?..

answered Mar 05 at 19:01

Caroline 's gravatar image

Caroline
329●1
0
Sol for written contracts in GA is 6 years..

answered Mar 05 at 19:33

George's gravatar image

George
434●6
0
However, usually cell phones are not written contracts..

Http://en.allexperts.com/q/Collections-Law...te-SOL-cell.htm.

But I know Centex posted something on this.. and i'm trying to find it..

This post has been edited by.

Beli.

: 02 January 2010 - 10:39 AM..

answered Mar 05 at 20:13

Serenity 's gravatar image

Serenity
485●8
0
I have always disputed cell phones using UCC code and never had any problems getting them to go away..

Like I told someone else, UCC is something you need to have in a file just like you do the FCRA and FDCPA. Know it...love it.....

answered Mar 05 at 21:06

Sienna 's gravatar image

Sienna
225●6
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