I'm stumped. I'm not so sure what is the right answer. I'll do some research in Google and get back to you if I find an anything. You should email the people at Discover Card as they probably could help you..

I'm sticking with it for now. With 770+ scores now, I don't feel compelled to be as obsessive about my scores anymore, but a grandfathered $67.95 annual rate keeps me in (just in case I change my mind later on..

No one really needs FICO really.

I found this out many years ago when I pulled my FICO scores from the website then purchase a new vehicle and had my Credit Union pull my reports on a preapproval and their was a 30 point difference in the two scores. I ask how that could be since they are real FICO scores and was told their are many FICO scoring models out there and at that time I stopped using ScoreWatch as it's just for entertainment purposes their is no guarantee a lender is going to get the same score you are looking at on ScoreWatch because everyone uses a different model. Now if everyone used the same model then ScoreWatch would have credibility but for now there is no real Benefit in having it other then for the fraud detection that's a nice feature..

This post has been edited by.

800FICO1.

: 04 January 2010 - 12:08 PM..

I just canceled my TU quarterly will miss my Jan. 19 score and decided to wait and cancel my EQ scorewatch.

On the 20th before due date the 22nd. It is not worth the full price. I got it at 50% last year..

It was neat always knowing my score when cetain things changed but whenever I need or want to know.

I can just buy them...

Pay off a bill.

Go out to eat.

Buy some groceries.

I really don't get the.

NEED.

For scores.

(especially since they rarely match what.

They.

Pull when you apply for something)..

I do all that and get scores. Except go out to eat (Not in my budget).

I just like to know where I stand when and if I apply for something...

...and some of us have been.

DENIED.

With scores over 790..