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Question I have... How do I register my Discover Card gift card? Looking forward for any answer or 2. Another quick question... Anyone know of a Cu/Bank that will allow a secured card if you have.

Paid.

Items in Chexs? I know if it's unpaid it's a no-go for a lot of banks, but I was wondering what if it's paid?.

US Bank said if I got my CO's taken care of(I only have two, so that's my goal this year,taking care of those) I should be okay since my Bankruptcy is 7years old at this point, and I already have a checking account with them as well as savings, that I've kept in good standing..

But I'd really like to add another CC(preferably a CU but if I can't, then USBank, since I already bank with them and have a current relationship with them) to my mix other then the two I have, and one that becomes unsecured would be great...

asked Mar 05 at 17:18

Bradley's gravatar image

Bradley
66


Good question... I dunno what is the answer to your question. I'll do some poking around and get back to you if I bump into an anything. You should email the people at Discover Card as they probably could give you help..

answered Mar 05 at 17:39

Nataly
's gravatar image

Nataly
1995

I can't get in either.. unfortunately..

With all the turmoil Bofa seems to be going through lately on the Discover credit card side (and I realize all banks are doing this to some degree, but more so BOFA) I'd rather stay farrrrrrrrrrrrrr away from them...

answered Mar 05 at 18:28

Madeleine
's gravatar image

Madeleine
1893

Try USAA. Open a savings account because they're Chex friendly. Once a member, send them an email on their email system and tell them you heard through a friend about their secured card and ask for an app...

answered Mar 05 at 18:44

Tatum
's gravatar image

Tatum
4015

On the Penfed site it lists membership eligibility. You can become eligible by joining an association...

answered Mar 05 at 19:14

Rachel
's gravatar image

Rachel
443

Really I thought you had to be in goverment/and or army/navy etc for Penfed. I got a few more cleaning up to do on my Cra's then i'll try PenFed..

In the mean time, Once I get the money, I'll try USAA, i'm already a member as of earlier this year, just didn't open up a checking/savings account with them yet..

This post has been edited by.

Beli.

: 03 January 2010 - 08:11 AM..

answered Mar 05 at 20:01

Nayeli
's gravatar image

Nayeli
404

I have one paid entry and one unpaid entry on chex I cant find ANY secured card that is decent. I want a BOA but thanks to the EX I was on a checking acct that ODd and COd in 2005...they wont even give me a checking acct there.

USBank will take anyone on the secured afaik, I have one, have had it a year, when I got it I had about 6 chex entries (both paid and unpaid) and 28 negs on my report...(korean air secured card)..

answered Mar 05 at 20:21

Deandre's gravatar image

Deandre
1819

I talked to an Underwriter at USBank and told them I was interested in their secured card when I heard they won't take anyone that has a Bankruptcy listed. I explained my situation(two Co's and bankruptcy listed 8 years ago, now) and she said once I got the CO's taken care of I should be fine for the secured card..

Otherwise if I tried before, they would more than likely deny me...

answered Mar 05 at 22:01

Morgan
's gravatar image

Morgan
3848

Wonder if that is new? I am having issues with my secured US Bank card, where it was accidentally closed, the guy I talked to told me if they didnt reopen it to just send the deposit back to them with a new app and they would just open a new one...now I am afraid ill do that and be declined...UGH.....

answered Mar 05 at 22:25

Jillian
's gravatar image

Jillian
3278

Yeah, anyone can get a savings account with 9 day holds on all deposits, but ANYONE can't get a secured card.

I would contact this member:.

Nick.

He works for LFCU, and I am pretty sure they have a program for people with Chex entry's.

A full listing of credit cards here....

My review of the LFCU secured card here....

This post has been edited by.

Firefighter 161.

: 03 January 2010 - 02:04 PM..

answered Mar 05 at 23:14

Esmeralda
's gravatar image

Esmeralda
4914

USBANK sent my deposit back because of CHEX entry... Unpaid though...

answered Mar 06 at 00:24

Jazlyn
's gravatar image

Jazlyn
431

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