Quick question: Good MP3 download sites that don't just take Discover Card? Hoping for any answer. Another question I got... After I get EQ and TU inquires down to 0 and freeze EX, I plan on applying for balance transfer credit cards. Is it better to go all out and apply to 10 in one day? Or is it better to apply to 3 at first and then get the inquires back down to 0, and repeat applying to another 3 and repeat?.

All in one day could be good because it would take advantage of instant approvals with no new accounts and no inquiries, but issuers could delay pulls and delay decisions and then freak out over all the inquiries and new accounts..

3 at a time could be good because there would be no inquiries, but there could be a hit because of the new accounts when repeating the process..

Or a third better strategy?.

I have no late payments, collections, or anything like that. I do have high utilization on a couple of my cards that I want to balance transfer and currently Experian FAKO 719 and Credit Karma 746, which I expect to go up after I B* all the inquires..

Tomorrow I will have active and be daily pulling through CCT, CS, MPM, USAA-CCMP. Hopefully it'll only take a month with these 4 going everyday...