Got a question, hope someone can answer... Does a prepaid debit/credit Discover Card or visa work in Mexico if bought in the US? Many thanks for any response. Another question I got... Ok the wife wants me to ask this..

We wish to apply for a Sears card as it covers so much. From electrical to clothing. Seems like a great deal and we love Sears for most of our large buys..

I shall be applying in my name as my wife sadly has very bad credit from way before we met. She had a bad ex who got her into debt..

I have now got 9 months of credit history. 1 Discover card in good standing order, was maxed but is now on it's way down, which I am so happy for..

I got 2 small bank loans that were paid fully and are now closed. 1 current small car loan which is in good standing order and finally one collection on my report. My bank account has only been open since February 2009 and is in great standing order. Anything we have applied for has been denied due to insuffiecent credit history. Which is cool as I know it takes a good amount of time to build a good report. As par my other thread here, I am currently in at the start of a Hipaa thing for my collection.

I hope..

My PLUS score is rated at 566. My PLUS score did raise from 542 to 566 within 7 weeks. So that is a good sign for me and hope it continues over the coming months..

Anyway, we are looking to buy a few large items for our move in September. I am in the military so we are relocating then. Is there perhaps a certain credit score that Sears generally looks for?. Say 620 upwards?. Will 20 months be enough history to consider myself as sufficient?. My plan is to just let it all mature and pay all my things on time and apply for nothing till then. Is this ok or should I maybe look into an Orchad bank secured Discover credit card to help got my rating up?...