Good question... I dunno what is the right answer to your question. I'll do some investigation and get back to you if I got an good answer. You should email the people at Discover Card as they probably can answer it..

Thanks for the quick reply! Stupid question, how do I 'pull reports' from overseas? What is the best method, going online or snail mail requests? Should I pay for reports or get something "free"....

HOSS..

For real viewpoint of where you currently stand, you can get EQ & TU from Myfico.com [discount stickie above Forum] and view/print online immediately. EX by snail mail or direct from their site..

This post has been edited by.

Operation_Home_Ownership.

: 03 January 2010 - 07:32 PM..

Ah, thanks Op.home.ownership....

I went to MyFico.com just now and ordered reports using the discount sticky. I filled out all info and used my debit card for payment. Here is the notice they posted:.

Did I trigger something BAD?.

- - - - - - - - - - - - - - - - -.

We apologize that we are unable to process your order for FICO Standard €“ TransUnion. A technical error was encountered while attempting to retrieve your credit profile from TransUnion. Please try again at a later time. If you were using a credit card, it has not been charged. For additional information regarding why this order failed, please click here or contact myFICO Customer Support at 1-800-319-4433. Please try to get your FICO Standard €“ TransUnion at a later time.



We apologize that we are unable to process your order for FICO Standard €“ Equifax (Score Power). A technical error was encountered while attempting to retrieve your credit profile from Equifax. Please try again at a later time. If you were using a credit card, it has not been charged. For additional information regarding why this order failed, please click here or contact myFICO Customer Support at 1-800-319-4433. Please try to get your FICO Standard €“ Equifax (Score Power) at a later time. Use the same voucher, , and follow the same instructions to get your remaining reports...

Nope..

I suspect they want to verify it's you as you are accessing info from outside of the country. Pulling your own reports does not wake up anyone lurking as the action is not shared with creditors...

Since you haven't pulled your credit reports in years, go to annualcreditreport.com. It'll be free, since you get one free report per year...

Could be since OP is using an FPO the CRA cannot verify his identity and location...

He needs his real scores and current info as he is about to make major steps when returning to the States...disputing from ACR.com will not do...

I would think you would have to actually be in the USA living at an address that they can.

"LOOK UP".

Then I would just get paper reports.

DIRECT FROM EXPERIAN...TRANS UNION...and EQUIFAX..