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Got a quick question: Can you buy stuff on ebay with debit card thats not Discover Card or visa? Hoping for any comment. My 2nd question... I sent a letter to Citibank asking them not to call and to communitcate be mail only.. |
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Of course! but... you might want to make sure and wait for another member here to confirm my answer as I am not quite sure. Better yet, why don't you call the Discover Card guys because they can answer you better...
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Since we're dealing with the OC, there's not much you can do. Unless your state has specific laws regulating OC contact..
They are not bound by the FDCPA like CA's are... |
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Could they be bound by the TCPA? Even if OP gave express permission in the Discover credit card contract for the calls to be made, cant she revoke that permission? Seems like a good way to get sued by the OC, though..
I am going to keep pushing questions about the TCPA until someone tells me it would apply to something other than super litigious consumer fairy tales... |
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Look for posts by Dolemite. He has tons of stuff on the TCPA..
He used that law most of anyone I have seen post... |
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You can revoke Expressed Business Relationship (EBR) from an OC...
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Thanks Jack!.
Speak of the Devil......... Would revoking permission from the OC up the violations from $500-$1,500 under the TCPA (if they keep calling). I had also read some opinions where the courts decided that simply filling out a field on a application of credit that just reads, "Cell Phone -" is not considered express consent. Is this true?. I will be looking for your threads. Seems that the TCPA is the bite of a great white, while the FDCPA is the bite of a flea.. Sorry for the half of a hijack, OP. This conversation may help you, though.. This post has been edited by. Bobbydebt. : 09 January 2010 - 10:10 AM.. |
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Please show me.
ACTUAL. Cases that the TCPA was used against Original Creditors. From reading the TCPA it is geared more towards Telemarketing (CA) calls then anything else.. This post has been edited by. Beli. : 09 January 2010 - 10:34 AM.. |
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I do not know about monetary violations, but I know Dolemite is correct about revoking permission as I used that for DM on her Crap One account!..
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But, we don't know whether or not the calls made from the OC were to the Op's cell or not...
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They have called both, home and cell. Do you need to send two letters and specify which number?b..
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Here are some case listings. There are some OC's on here:.
Http://www.tcpalaw.com/free/cases.htm.. |
