Got a question, hope someone can answer... Can anyone give me advice on a 2/28 Lending Tree mortgage loan? Thanks for any comment. Another question on my mind: I faxed a validation letter to a CA. they responded 8 hours later with this:.

"In response to your letter we are only required by law to provide you the name address and amount of the original creditor when responding to a dispute. You must follow proper protocol with the credit agency to dispute the bill, unless you can prove it was paid or placed in error. I will not provide you the requested information outside of the federal mandate..

This office reserves the right to to process your account for legal action at any time even during the dispute if our client instructs us to do so.".

Now I know this is wrong, but after I got ticked, I wrote a nasty reply. But before I pull the trigger, should I give them more rope to hang themselves? For instance, it sounds like they might try to serve me w/ judgment.....or try to collect further like pull my CR's (then I'd REALLY have some leverage)..

So should I wait and let them shoot themselves in the foot, or fire off the reply and let them know what I know?..